Discussion: Diversity And Health Assessments
December 17, 2020
Need Reponse To Below Discussion
December 17, 2020

The Assignment requires an analysis of specific financial data of Bob Smith Inc.
Bob is an existing bank customer. When the loan to Bob was originally made in 2013
The bank required Bob to increase the YE 2014 cash balance to at least $70,000. The
Cash Flow Statement and Balance Sheet show an actual YE 2014 cash balance of less
Than $34,000.The Assignment requires participation in a team effort to complete the (partially
Prepared) 2014 Cash Flow Statement. In Seminar 1 you discussed how to complete
And use the 2014 Cash Flow Statement outcomes to explain how specific accounts
Influenced Bob’s low cash balances…in other words…some reasons why Bob has no
Cash! This information allows you to substantiate the 2015 loan denial. You are aware this
Action will create dire financial circumstances for Bob’s company. As the loan officer you must pass along the news in a business letter that is most professional and written in an
Objective manner. Please use values in the letter whenever possible.

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